Member Profiles

Nathan Ray began his SBA lending career with an operational focus, responsible for all aspects of eligibility review, closing due diligence collection and review, and direct facilitation of loan closings between all parties related. With more than 15 years in finance and banking experience, Nathan has helped small business owners with acquiring new businesses, commercial real estate purchase and improvement, debt refinance, and start-up financing. Over the years, he has specialized in various industries including FedEx/delivery services, Gas/C-Store, Hospitality, and Liquor Stores.

Before joining Celtic Bank, Nathan held the position of AVP SBA loan origination officer with Huntington National Bank, an Ohio-based Top 5 SBA Lender.

Nathan obtained a Master of Business Administration degree from Franklin University, and completed his undergraduate degree from Mount Vernon Nazarene University.